PSLF (Public Service Loan Forgiveness)
Federal program that forgives remaining Direct Loan balance after 120 qualifying payments in public service.
Why it matters
You must work full-time for a government or 501(c)(3) employer, have Direct Loans (or consolidate into them), and be on an income-driven repayment plan. Payments count only after certification; annual employer certification is strongly recommended.
See also
Educational only — not financial, tax, or legal advice.